Wednesday, October 19, 2016

Trump Wins Final Debate Against Clinton

debate, Donald Trump, final debate, Hillary Clinton Debate, Presidential debate

debate, Donald Trump, final debate, Hillary Clinton Debate, Presidential debate
debate, Donald Trump, final debate, Hillary Clinton Debate, Presidential debate

Donald Trump and Hillary Clinton dial it down with the personal insults in their last debate this Wednesday during their final face-to-face showdown.

The presidential debate in Las Vegas started with both candidates seems to hate each other they again refuse the tradition of shaking each other's hands at the beginning of the debate. And there were moments of serious clashes, that includes the emails of Hillary Clinton that she destroyed deliberately and Trump's relationship with Russian President Vladimir Putin and the Republican nominee's immigration positions.
"We have some bad hombres here and we're gonna get them out," Trump said.

overall, the debate exchages were about substantive policy issues they had a serious exchange, for instance, about the Supreme Court and gun rights. Clinton denied that she opposes the Second Amendment but she will take your guns away anyway.

The candidates also clashed over abortion rights with Clinton insisting she would defend Planned Parenthood and the Supreme Court's Roe v. Wade decision.

Trump replied that Putin had no respect for Clinton or President Barack Obama.
"That's because he would rather have a puppet as President of the United States," Clinton said, implying that Putin wanted Trump to win the election.
"No puppet. You are the puppet," Trump said.

About Syria, Trump blamed Clinton and Obama for the failure of the US that lead to the creation of ISIS and destruction of Syria because of Obama's policy of regime change.

Hillary Clinton and Barrack Obama has been exposed as warmongers!

EXCLUSIVE VIDEO INTERVIEW: Bill Clinton Sexually Assaulted a local television news reporter.

Donald Trump Wins this Debate!

Monday, October 17, 2016

Happy Halloween 2016

Happy Halloween 2016, halloween, night, Happy halloween Images, Halloween 2016,   halloween Pictures

May the light that we celebrate at Halloween show us the way
lead us together on the path of peace, social harmony

Happy Halloween to All!

Saturday, October 8, 2016

Wikileaks: Hillary Clinton's Paid Speeches Shows Bankers Are Her Boss

Hillary Clinton corrupt, wall street hillary, bankers hillary

Hillary Clinton corrupt, wall street hillary, bankers hillary

Hillary Clinton corrupt, wall street hillary, bankers hillary

Excerpts of Hillary Clinton’s remarks during paid speeches to Goldman Sachs, Deutsche Bank, Morgan Stanley, and other groups were leaked online by WikiLeaks last Friday October 7, 2016 and it revealed the she really favors the elite, bankers, corporation and Wall Street. She was paid about $250,000 per speech. She earned more than $22 million on paid speach to interest groups after resigning as secretary of state.

The excerpts are revealed in an email from Tony Carrk, the research director of the Clinton campaign, to John Podesta, the campaign chairman, and other top campaign officials.


*Hillary Clinton: “I’m Kind Of Far Removed” From The Struggles Of The Middle Class “Because The Life I’ve Lived And The Economic, You Know, Fortunes That My Husband And I Now Enjoy.”*

 [Hillary Clinton Remarks at Goldman-Black Rock, 2/4/14]


*Clinton: “But If Everybody’s Watching, You Know, All Of The Back Room Discussions And The Deals, You Know, Then People Get A Little Nervous, To Say The Least. So, You Need Both A Public And A Private Position.”*

 [Clinton Speech For National Multi-Housing Council, 4/24/13]


Clinton Said Financial Reform “Really Has To Come From The Industry Itself.” *

[Goldman Sachs AIMS Alternative Investments Symposium, 10/24/13]

Clinton: As Senator, “I Represented And Worked With” So Many On Wall Street And “Did All I Could To Make Sure They Continued To Prosper”.


*Clinton: “So I Think That Keystone Is A Contentious Issue, And Of Course It Is Important On Both Sides Of The Border For Different And Sometimes Opposing Reasons…” *

Hillary Clinton Said Her Dream Is A Hemispheric Common Market, With Open Trade And Open Markets. *

“My dream is a hemispheric common market, with open trade and open borders, some time in the future with energy that is as green and sustainable as we can get it, powering growth and opportunity for every person in the hemisphere.” [05162013 Remarks to Banco Itau.doc, p. 28]


HRC Paid Speeches Wikileaks

Wednesday, October 5, 2016

How To Stop Media Bias Against Trump

CNN, Donald Trump, media bias, The New York Times

The bias against Republican nominee Donald Trump in the media is obvious like The New York Times, CNN, and NBC which all have thrown support for Democratic nominee Hillary Clinton. They bash Donald Trump Daily while they advocate for Hillary and shower her with praises which are often lies.

Trump has even called the CNN the “Clinton News Network” and he call the attention of Times reporters for the “horrible things” they say about him on Twitter specifically political correspondent Jonathan Martin.

Politico founder and former CEO Jim VandeHei accused reporters for excessive bias against Republican nominee Donald Trump. Even the search engine Google is bias against Trump in search engine results by suppressing bad news on Hillary Clinton while if you search for Donald Trump all the bad news against him are always on top.

So how can the Trump supporters help Donald Trump against Corporate Media Bias and all this corrupt reporters who worship Hillary? Simple strike them where it hurts the most, ADS!!! They can just simply stop visiting those news sites or mess with their Ads. Most of these writers use Google Ads and Google have a policy for "invalid click activity" so if the Trump supporters will click on those Ads multiple times a day and once they click the ads close the ad immediately, their invalid clicks will spike up and they will surely be banned.

The Hillary Clinton media is like a Nazi propaganda media headed by Joseph Goebbels.

If you have other ideas on how to stop these bias media please share them on the comments section, thanks! 

Monday, September 26, 2016

Hillary Clinton Lost 2016 Presidential Debate to Trump

debate, Donald Trump, Hillary clinton

debate, Donald Trump, Hillary clinton

Republican Donald Trump and Democrat Hillary Clinton engage each other at Hofstra University in New York for their first presidential debate that is hugely anticipated by the American people. The audience rivaled that of the Super Bowl about 100 million Americans watched the debate.
debate, Donald Trump, Hillary clinton
A CNN/ORC poll released Monday found Trump edging Clinton 42% to 41% in Colorado among likely voters in a four-way race. In Pennsylvania, the poll found Clinton in a virtual tie against Trump among likely voters at 45% to 44%. In Bloomberg national poll that is the most latest poll  Trump gets 43 percent to Clinton’s 41 percent when third-party candidates are included.

Donald Trump edged Clinton on economics, he busted Clinton in the economy and creating job accusing Hillary she's been in the government for 30 years without doing anything about it. Donald also accuse Bill Clinton, Hillary's husband for NAFTA that devastated the middle income sending jobs and industry to other countries like Mexico.

Clinton asked Donald to release his tax returns, Donald fired back that he will release after the audit or if Hillary release her deleted emails.

debate, Donald Trump, Hillary clinton
Hillary Clinton looks like she's wearing a mini earpiece

Saturday, September 24, 2016

Taxpayers To Pay $90 billion in the 1st Year Under Hillary Clinton's proposal

Obamacare, Hillary Clinton healthcare, Trumpcare

If Hillary Clinton is to win the presidency and if her proposal to provide families a tax credit to help them pay for premiums, deductibles and coinsurance analyst said the taxpayers have to shell out an additional $90 billion in the first year.

The democrat leaning Commonwealth Fund RAND Corporation published a report of the Hillary's health agenda on Friday along with it is Donald Trump's proposal to repeal the Affordable Care Act. President Barrack Obama's health-care law has been dogged with low enrollment and majority of the big insurers are dropping participation in the exchanges because of the cost that they are incurring. Experts argue that the markets are fundamentally unstable.

The analysis show that both proposals has negative and positives. Clinton's proposal will be able to expand coverage, but only by supporting the major insurance company with substantial and expensive new subsidies from tax money. Trump on the other hand don't have the same number of people who will be covered but it his plan will make it more affordable, by allowing full competition in this market. Also, no person should be required to buy insurance unless he or she wants to under Trump's plan.

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Wednesday, September 14, 2016

Car Insurance Sold at Dealerships are Overpriced and Substandard

car dealership, car insurance, vehicle insurance

A new study found that consumers shelled out $1.6 billion in insurance premiums and they have been duped into getting an expensive, poor value insurance products that provide them with little or no benefit, according to the Australian Securities and Investment Commission (ASIC).

They have reviewed the sale of add-on insurance purchased through car dealerships for the span of three years. Add-on insurance products are sold to consumers when they purchased a brand-new or used car at a dealership. It usually include tire and rim insurance, mechanical breakdown insurance and extended warranties.

Australian Securities and Investment Commission (ASIC) chairman Peter Kell said there are serious problems with the industry.

"There are serious problems in this market that need to be immediately and comprehensively addressed by insurers," he said. "ASIC will be undertaking further work, including potential enforcement action to ensure that this market delivers acceptable outcomes for consumers."

Car dealers like selling this type of insurance since they receive big commissions on it, with salesperson earning $602 million, this is more than four times what consumers received in claims. The report also said that consumers paid $1.6 billion in premiums and received only $144 million in successful claims.

Payment for this type of add-on insurance was usually packaged into the customer's car loan as a single upfront premium, which could significantly increase the cost of the vehicle by increasing the loan amount and interest paid.

Consumer Action Law Centre advise the car buyers to not be tricked into buying insurance in a car dealership and they should shop around and consider all the options first that are available in the market so that they can get a good deal rather than accepting what the car dealer has to offer.

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Wednesday, August 31, 2016

Gov't Try to Fix Obamacare with Big Changes

Obamacare, ACA, health care act, health care law

The Obamacare or the Affordable Care Act has been hit with some major setbacks as big health insurers like Aetna are pulling out of the public exchanges, also some  regulators have said that the exchanges is collapsing due to increases in premium prices and the dwindling number of insurers. 

The US Centers for Medicare and Medicaid Services (CMS) have proposed a number of changes last Monday to try to save the exchanges on its impending collapse. The proposal will make it less risky for insurers in the marketplace to enroll sick patients. The major problem of insurers in the exchanges is that there are few young and healthy people to even out the cost of taking care of sick patients, which lead to huge losses.

"Right now, we are preparing to serve millions of consumers with a new set of innovations during the upcoming Marketplace Open Enrollment. As we do this, we are proposing today a set of critical actions based upon our first 3 years' experience that, if finalized, would improve how consumers and health plans interact with the Marketplace," said Acting Administrator of the Centers for Medicare and Medicaid Services Andy Slavitt. "These proposals help fulfill the promise that affordable, quality health coverage can be provided to everyone who needs it."

There are 14 proposals in total, here are some of them:

- Proposes updates beginning in 2017 to better reflect the risk associated with enrollees who are not enrolled for a full 12 months.

- by using some of the fees from the federally funded marketplace for outreach to get more young people to sign up.

- Strengthening rules for signing up for insurance outside the open-enrollment period to ensure that people are not waiting until they are sick to get coverage.

- Take prescription-drug use into account when evaluating the risk profile of potential patients. Previously, this had not been taken into account, and insurers argued that it prevented them from getting a full picture of possible patients' health status.

- Creating more flexibility for insurers in their bronze plan offerings to reduce cost burdens.

The proposed rule can be found here

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Wednesday, August 24, 2016

Disability Insurance What You Need to Know

Disability Insurance

Disability Insurance or sometimes called DI, disability income insurance, or Disability Income protects the insurers earned income against the risk of disability. It would pay a portion of your salary, creating a safety in case of illness, disability or accidents that render the individual unable to work.

For instance an employee may suffer from an inability to maintain composure in the case of psychological disorders or an injury, illness or condition that causes physical impairment or incapacity to work. It encompasses paid sick leave, short-term disability benefits (STD), and long-term disability benefits (LTD). If you suddenly become ill or disabled the Disability Insurance can help you pay your bills, make your monthly rent or mortgage loan payments, buy your groceries, make your car payments, pay for your children's education, etc.

According to Council of Disability Awareness the average length of a long-term disability claim is three years. So, what you need to do is to target above three years to give you more protection.

Yes, workers compensation is a Disability Insurance, however it's only for  work-related disabling illness, and it only covers about 2/3 of your pre-disability income. Most long-term disabilities doesn't come from work-related illness or injuries it comes from cancer, heart disease, and other illnesses.

Having a disability insurance is really important since no one knows what happens in the future. Protecting part of your income would be better than having no protection at all.

If you want to protect your future and get additional Disability Insurance you can get quotes from these online brokers:
Disability Insurance Resource Center

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Tuesday, August 16, 2016

Aetna Backs out on Obamacare Health Insurance Plans in 2017

Aetna Obamacare, Obamacare fail, Obamacare costing billions

Like a sinking ship, health insurer are jumping out of the Obamacare titanic. Aetna Inc, 3rd biggest health insurer in the U.S., announced Monday that because of continuous financial losses on Obamacare plans, they will limit their market on individual insurance on the government-run online marketplaces in only (4) four states next year, instead of their current 15 states. This is the latest blow to Obamacare. The will stop offering policies on the exchanges in 11 states. They will keep selling Obamacare products in Delaware, Iowa, Nebraska and Virginia.
Aetna Obamacare, Obamacare fail, Obamacare costing billions
Aetna said that they lost $430 million in its individual policies unit since the exchanges opened in January 2014. They had 838,000 exchange customers at the end of June and they complained that those policyholders are mostly sick and costly to maintain. They criticized the federal program that should have mitigate those risks.

"Providing affordable, high-quality health care options to consumers is not possible without a balanced risk pool," said Aetna CEO Mark Bertolini.

Aetna will still offer individual policies outside of the Obamacare exchanges in the vast majority of markets where it now does business. However, those Off-exchange products are not qualified for federal subsidies.

Like Aetna, most insurers complains about the loses they incur because of Obamacare exchanges. They said  premiums were too low and it can't cover the cost of care because their consumers are far sicker than anticipated.

UnitedHealthcare (UNH), the largest insurer in the U.S. is expecting to lose about $1 billion on Obamacare policies in 2015 and 2016, they will also pull out most Obamacare exchanges in 2017. Humana (HUM) announced last month that it was withdrawing nearly 1,200 counties in 8 states in 2017. Afterward, it will only be selling insurance on the exchanges in 156 counties in 11 states. Others, including several Blue Cross Blue Shield companies, are also scaling back.